Buy Here Pay Here? How?

April 28, 2010

You’ve got bad credit. So what? Maybe you’ve been divorced, maybe you’ve made one too many late payments. Either way, it doesn’t make you a bad person; we all make mistakes. It can hurt your chances of getting a car or a loan or a house….but not always. Buy Here Pay Here (BHPH) car dealerships, like Car Country, can you help you get in a car today.

The difference with a BHPH dealership is that we skip the third party, like the bank. All of our financing is done on-site, through the dealership. You simply arrange the loans and make the payment through us. Sounds easy, right? Sure is. Some traditional dealerships are beginning to offer BHPH options, but they don’t usually advertise it. At a traditional dealership, you will go through all of the hooplah, test-driving, so on and so forth, and THEN talk about financing. At a BHPH dealership like ours, we get all of that money and credit talk out of the way first. Then we’ll show you which cars will work for you in your particular situation. Makes sense to us!

There are also a few benefits to going to a BHPH dealer. Mainly, it gives folks with poor credit a chance to get a car! It’s hard to pay bills without a job, and it’s hard to get a job without a car. And it’s hard to get a car with bad credit. We’ll help you. Another bonus is the chance to rebuild your credit. Most times, if you make your payments in a timely manner, the BHPH dealer will report that to the credit agencies, and you can re-establish yourself. Lastly, BHPH dealers are more forgiving in the trade-ins they take. They understand that not everyone can afford to buy a new car every couple of years, and they are more willing to take older models in trade.

If you have more questions about your BHPH options, please call us at Car Country and speak with Roger Gibbs, our Credit Cruncher. We will be happy to help you in any way we can.

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